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| Metro Milwaukee Overview |
Detail of Mequon Area |
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Attorney Michael W. Tobin
9135 W. Lisbon Ave.
Milwaukee, WI 53222 |
Learn more about the Centurion mortgage professionals
Centurion Financial Group Inc. has been providing competitive home financing in Wisconsin since 1989.
Because of our relatively low overhead, combined with our many years of experience in the mortgage industry, we have been able to streamline the loan process for maximum efficiency. The end result is faster closings and extremely competitive rates and loan programs. We provide clear, accurate explanations of various financing options. And we can structure transactions to meet future cash flow or tax considerations in ways that other programs might not allow.
EXPERIENCE
At Centurion Financial Group, every client deals directly with a knowledgeable, experienced mortgage specialist who skillfully blends all of the relevant factors to come up with the best mortgage plan. We place emphasis on providing our clients with personalized service with mortgage programs and terms that are tailored to each client's unique situation. Our close connections with the mortgage capital markets mean we can offer a greater choice of financing programs. And our many years of packaging loans for the secondary market translate into lower rates for our borrowers and faster, smoother, loan approvals.
Since our company was founded in 1989 we have originated over $2 billion in residential mortgage loans. We have a loan approval rate well above the national average and have met our financing commitment dates on 97.6% of the loan applications we've processed since our inception. And we've never caused a delayed closing.
REPUTATION
Centurion Financial Group has earned a reputation for providing our clients with exceptional service and individual attention. This approach to mortgage banking has earned us the solid trust and ongoing loyalty of borrowers, builders, bankers, realtors, and a broad range of other professionals. And it's been our experience that our clients have consistently referred us to friends, relatives, and business associates.
A home purchase can be all the more challenging and stressful when it involves relocating from another area or state. As relocation specialists, we cater specifically to transferees by handling each step of the relocation process with the utmost diligence. Our comprehensive services may include providing transferees with in-depth introductions to local communities, as well as helping them locate a reputable realtor or builder, transfer bank funds, establish local credit, and set up legal, accounting, and investment relationships. Area realtors consistently refer us to their clients as we have a reputation for providing them with superior relocation service.
Many self-employed individuals often fear the mortgage lending process because of all of the documentation and information that has typically been required in the past. Since a large number of our clients are self-employed we have become extremely proficient at handling these types of transactions. We understand the private and confidential nature of our clients personal and business affairs and do everything possible to preserve that confidentiality.
EFFICIENCY
Since we specialize in residential mortgage loans, all of our application, processing, underwriting, and closing procedures have been streamlined for maximum speed and accuracy. Centurion has been an industry leader by using the latest in mortgage technology to reduce borrowing costs and make the loan process easier for our clients. By utilizing automated underwriting systems and the latest in Internet technologies, our clients have seen a dramatic improvement in approval, processing, and closing times. And with our new online mortgage application, loan approvals can be granted on the same day under certain circumstances. But even with technology and automation, our clients still value the personal touch that we provide with every transaction from application to closing.
OPTIONS
At Centurion we handle primary, second home, and non-owner occupied properties, with loan terms and requirements that are highly flexible for purchasing, refinancing, or new construction.
- No points and/or no closing costs (available on most programs) serves as an excellent hedge against future rate declines or short term housing situations.
- Convenient loan application appointments are available any day of the week including evenings and weekends. You can also apply by mail, by fax, on the Internet, or over the phone.
- Convenient loan closings can be arranged wherever and whenever its best for all parties involved.
- Bridge loans or interim financing can be arranged to enable an individual to purchase a new home while the previous home is still on the market.
Qualifying for a loan prior to house hunting can help determine affordability, strengthen an offer to purchase, and expedite final loan approval. We are able to provide you with a same day pre-qualification letter after just a brief conversation or review of your online or faxed application.
At Centurion we stay on top of current market conditions to help owners determine when it's best to restructure their mortgages to make maximum use of their cash flow. This "mortgage management" practice has enabled us to provide unique strategies to our clients that allow them to minimize their total interest cost and maximize their net worth building process. A vital step in helping clients make intelligent, informed choices, our mortgage counseling examines the many variables -- such as equity build-up, investment opportunities and future relocation -- that can affect a mortgage or financing decision.
There's only one way to deal with the myriad of questions, options, and concerns faced with when financing a home. And that's person to person. One on one. Step by step. Concern by concern.
With the help and guidance of a qualified mortgage counselor who has a firm understanding of the many financing plans available. And who combines that knowledge with the astute insight into each individual's unique situation and needs.
We welcome the opportunity to serve you.
 Julius R. Davis - President
Julius has been involved in the residential mortgage lending industry for over 25 years. He has served as Centurion's president since its inception in 1989. Julius' main priority is assisting clients with their mortgage financing needs. He spends the majority of his time working with clients to determine their proper debt structure and address any questions and concerns they have about the mortgage lending process. Because of his thorough attention to detail and expert knowledge in the areas of mortgage capital markets, net worth building, and financial planning, he has continually earned the trust and loyalty of local realtors and industry professionals. Clients value his vast experience and personal advice - that's just one of the reasons they continue to refer family and friends to us. Julius is available during business hours for consultation, and he can also arrange for evening and weekend appointments.
Julius is a graduate of Marquette University (1974) and currently resides with his family in Mequon, Wisconsin.
Prior to founding Centurion Financial Group, Inc., Julius served as senior vice president of the Capital Markets Group for MGIC in Milwaukee from 1985-1989. He also served as senior vice president of Marketing for Ticor Mortgage Insurance Company from 1980-1985. |
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 Mark S. Wakefield - Executive Vice President
Mark has been involved in the residential mortgage lending industry for over 22 years. A co-founder of Centurion, he currently serves as the executive vice president. Mark oversees the underwriting and closing aspects of each and every loan Centurion originates. He works closely with realtors and attorneys to make sure loan closings go as smooth as possible. By controlling all of our loan closings and document preparation, Mark is able to eliminate many of the problems and delays that typically occur when mortgage companies outsource this function. His vast underwriting experience also contributes to the extremely high percentage of loans that we are able to approve.
Mark is a graduate of the University of Wisconsin at River Falls (1980) and currently resides with his family in Wauwatosa, Wisconsin.
Prior to founding Centurion, Mark managed the Contract Loan Underwriting department for MGIC in Milwaukee from 1985-1989. He also served as the director of underwriting for the WISCOR Agency from 1982 - 1985. Prior to joining the residential mortgage industry, Mark was an accountant from 1976 - 1982. |
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 Thomas A. Drew – Loan Originator
Tom has worked in the mortgage industry for over 30 years. His number one goal is to assist you in obtaining a mortgage that meets your needs. Tom is available seven days a week to meet with you, to discuss financing alternatives, and to complete a mortgage application.
Tom holds an undergraduate degree from DePauw University (1967) and a graduate degree from Dartmouth College (1969). Tom and his family have lived in Mequon, Wisconsin since 1983.
Prior to joining Centurion Financial Group, Inc. Tom was a vice president of MGIC in Milwaukee from 1985-2008. Before MGIC, he was an executive vice president and chief financial officer of First Savings of Wisconsin from 1976-1985. |
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 Jacqueline M. Blankenheim - Processing Manager
Jackie brings over 20 years of mortgage experience with her to Centurion. She joined the company in 1993 and currently serves as loan processing manager. Jackie is responsible for processing each and every mortgage loan at Centurion. She works closely with realtors, appraisers, and title insurance agents to get processing requirements satisfied in a timely manner. She also helps clients with any questions or concerns they may have about procedures or documents.
Jackie holds an Associate degree in Business Administration and currently resides with her family in Germantown, Wisconsin.
Prior to joining Centurion, Jackie served as the operations administrator for MGIC from 1984 - 1993. |
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 Donna Weller - Closing Manager
Donna joined our team in 2003 as closing manager. She has maintained a career closing and processing residential mortgage loans since 1986. Her extensive experience ensures that your loan closing will be timely and accurate. Whether you are a first-time homebuyer or a seasoned homeowner, do not hesitate to ask Donna any questions that you may have.
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